Metro Mortgage Group 27 Jun

Summer 2026 Edmonton Housing Market Outlook: What Buyers and Sellers Need to Know

Edmonton’s housing market has shifted into balanced territory for the first time in nearly two years. Inventory is up 31.6% year-over-year, detached homes are averaging around $590,000, and the...

Metro Mortgage Group 20 Jun

Investment Property Down Payment Requirements in Alberta (2026)

The minimum down payment on an investment property in Alberta is 20% — full stop. CMHC mortgage insurance is not available for non-owner-occupied rental properties with 1-4 units, which means every...

Metro Mortgage Group 11 Jun

Alberta Mortgage Rates June 2026: The Bank Held Again, but Bond Yields Just Moved in Your Favour

On June 10, 2026, the Bank of Canada maintained its policy rate at 2.25% (Bank of Canada, 2026). That is the fifth consecutive decision without a move, and by now the headline is not the story. The...

Metro Mortgage Group 22 May

3 Commercial Mortgage Mistakes Edmonton Investors Make (And How to Avoid Them)

After 15 years arranging commercial deals across Edmonton and Calgary, I can tell you this: roughly 1 in 5 commercial mortgage files we inherit from another broker or a direct-to-bank attempt is...

Metro Mortgage Group 15 May

What No One Tells You About Getting a Mortgage in Edmonton’s Winter

Here’s the thing nobody mentions at the open house: Edmonton’s average sale price climbed from $470,819 in March 2026 to a May peak just over $490,000, then eased to $483,600 by June....

Metro Mortgage Group 8 May

Alberta Mortgage Rates May 2026: The Bank of Canada Is Holding, So Plan Around a Flat Rate

If you have been waiting for the Bank of Canada to cut before you buy, this is the update that should change your plan. On April 29, 2026, the Bank maintained its policy rate at 2.25% (Bank of...

Metro Mortgage Group 27 Apr

Mortgage Stress Test Explained: What Are the 2026 Rules for Canadian Buyers?

Canada’s 2026 mortgage stress test requires every federally regulated lender to qualify you at the higher of your contract rate + 2% OR a 5.25% minimum floor — the same OSFI B-20 formula in...

Metro Mortgage Group 24 Apr

Edmonton Rent vs Buy 2026: When Renting Stops Making Sense

On Edmonton’s $470,819 March 2026 average home, the monthly carrying cost at a 4.49% 5-year fixed rate now runs about $2,510 — only $880 more than the city’s average $1,630 two-bedroom...

Metro Mortgage Group 17 Apr

5 First-Time Homebuyer Mistakes We See Every Month in Edmonton

After 500+ first-time buyer files closed since 2010 across Edmonton, Calgary, and greater Alberta, the same five mistakes show up every single month — and four of them cost buyers five figures or...

Metro Mortgage Group 9 Mar

Ultimate Guide: Mortgage Broker vs Big Five Bank Rates Alberta 2026

Table of Contents Key Takeaway: Broker vs. Bank Highlights Navigating Alberta’s Mortgage Market in 2026 About Our Mortgage Experts Transparency and Data Sourcing Alberta Mortgage Rate Forecast...

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