Blog
Metro Mortgage Group
27 Apr
Canada’s 2026 mortgage stress test requires every federally regulated lender to qualify you at the higher of your contract rate + 2% OR a 5.25% minimum floor — the same OSFI B-20 formula in...
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Metro Mortgage Group
24 Apr
On Edmonton’s $470,819 March 2026 average home, the monthly carrying cost at a 4.49% 5-year fixed rate now runs about $2,510 — only $880 more than the city’s average $1,630 two-bedroom...
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Metro Mortgage Group
17 Apr
After 500+ first-time closings across Edmonton, Calgary, and greater Alberta, the same five mistakes show up every single month — and four of them cost buyers five figures or more ([Metro Mortgage...
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Metro Mortgage Group
10 Apr
The Bank of Canada held the overnight rate at 2.25% on March 18, 2026 — the third straight hold since the October 2025 cut (Bank of Canada, 2026). For Alberta buyers and anyone staring down a...
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Metro Mortgage Group
9 Mar
Table of Contents
Key Takeaway: Broker vs. Bank Highlights
Navigating Alberta’s Mortgage Market in 2026
About Our Mortgage Experts
Transparency and Data Sourcing
Alberta Mortgage Rate Forecast...
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Metro Mortgage Group
30 Dec
Before buying a home in Edmonton, getting pre-approved for a mortgage is a crucial step that sets you up for success. With a clear understanding of your budget, the confidence to make strong offers,...
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