17 Aug 2026

Edmonton’s Condo Market in 2026: Prices Are Holding, But Buyers Have Disappeared

Ask around Edmonton and you will hear that the condo market has fallen apart. It is the most common thing clients say to me about condos this year, usually right before they decide not to look at...

13 Aug 2026

Alberta Mortgage Rates August 2026: The Bank Is Still on Hold, but Fixed Rates Are Climbing

The Bank of Canada’s policy rate has not moved since October 30, 2025. Six consecutive decisions, most recently on July 15, have all been holds (Bank of Canada, 2026). At this point the policy...

12 Aug 2026

July 2026 Alberta Mortgage Rate Update: The Bank Holds, But Fixed Rates Climb

The Bank of Canada held its policy rate at 2.25% on July 15, 2026, the sixth consecutive decision with no change (Bank of Canada, 2026). If you only read that headline, you would assume mortgage...

Metro Mortgage Group 27 Jun 2026

Summer 2026 Edmonton Housing Market Outlook: What Buyers and Sellers Need to Know

Edmonton’s housing market has shifted into balanced territory for the first time in nearly two years. Inventory is up 31.6% year-over-year, detached homes are averaging around $590,000, and the...

Metro Mortgage Group 20 Jun 2026

Investment Property Down Payment Requirements in Alberta (2026)

The minimum down payment on an investment property in Alberta is 20% — full stop. CMHC mortgage insurance is not available for non-owner-occupied rental properties with 1-4 units, which means every...

Metro Mortgage Group 11 Jun 2026

Alberta Mortgage Rates June 2026: The Bank Held Again, but Bond Yields Just Moved in Your Favour

On June 10, 2026, the Bank of Canada maintained its policy rate at 2.25% (Bank of Canada, 2026). That is the fifth consecutive decision without a move, and by now the headline is not the story. The...

Metro Mortgage Group 22 May 2026

3 Commercial Mortgage Mistakes Edmonton Investors Make (And How to Avoid Them)

After 15 years arranging commercial deals across Edmonton and Calgary, I can tell you this: roughly 1 in 5 commercial mortgage files we inherit from another broker or a direct-to-bank attempt is...

Metro Mortgage Group 15 May 2026

What No One Tells You About Getting a Mortgage in Edmonton’s Winter

Here’s the thing nobody mentions at the open house: Edmonton’s average sale price climbed from $470,819 in March 2026 to a May peak just over $490,000, then eased to $483,600 by June....

Metro Mortgage Group 8 May 2026

Alberta Mortgage Rates May 2026: The Bank of Canada Is Holding, So Plan Around a Flat Rate

If you have been waiting for the Bank of Canada to cut before you buy, this is the update that should change your plan. On April 29, 2026, the Bank maintained its policy rate at 2.25% (Bank of...

Metro Mortgage Group 27 Apr 2026

Mortgage Stress Test Explained: What Are the 2026 Rules for Canadian Buyers?

Canada’s 2026 mortgage stress test requires every federally regulated lender to qualify you at the higher of your contract rate + 2% OR a 5.25% minimum floor — the same OSFI B-20 formula in...

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