Blog

13 Apr 2026
How Much Down Payment Do You Need in Alberta in 2026?
On Edmonton’s $470,819 March 2026 average home, you need just $23,500 down — that’s 5% — to legally buy it with an insured mortgage (REALTORS Association of Edmonton, 2026). Not the...
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10 Apr 2026
April 2026 Alberta Mortgage Rate Update: Where Rates Sit and What Happens Next
The Bank of Canada held the overnight rate at 2.25% on March 18, 2026 — the third straight hold since the October 2025 cut (Bank of Canada, 2026). For Alberta buyers and anyone staring down a...
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FHSA Alberta: How the First Home Savings Account Works in 2026
About 739,000 Canadians have already opened a First Home Savings Account — but most don’t know that a single Alberta earner on a $90,000 salary saves $2,440 in income tax every year they max...
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Ultimate Guide: Mortgage Broker vs Big Five Bank Rates Alberta 2026
Ultimate Guide: Mortgage Broker vs Big Five Bank Rates Alberta 2026
Table of Contents Key Takeaway: Broker vs. Bank Highlights Navigating Alberta’s Mortgage Market in 2026 About Our Mortgage Experts Transparency and Data Sourcing Alberta Mortgage Rate Forecast...
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How to get pre-approved for a mortgage in Edmonton: Step-by-step guide
30 Dec 2025
How to Get Pre-Approved for a Mortgage in Edmonton: Step-By-Step Guide
Before buying a home in Edmonton, getting pre-approved for a mortgage is a crucial step that sets you up for success. With a clear understanding of your budget, the confidence to make strong offers,...
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