Daniel De Sousa 27 Apr

Mortgage Stress Test Explained: What Are the 2026 Rules for Canadian Buyers?

Canada’s mortgage stress test requires banks to qualify you at the higher of your contract rate + 2% or a 5.25% floor, and that is the case for insured and uninsured mortgages (Financial...

Daniel De Sousa 24 Apr

Edmonton Rent vs Buy 2026: When Renting Stops Making Sense

Edmonton’s average home sold for $470,819 in March 2026 (REALTORS Association of Edmonton, 2026). With 5% down, a buyer would borrow about $465,000 once CMHC’s 4.00% insurance premium is...

Daniel De Sousa 17 Apr

5 First-Time Homebuyer Mistakes to Avoid in Edmonton

Metro has closed 500+ first-time buyer files since 2010. These are five mistakes worth knowing about before you start. If you recognize yourself in any of these, the good news is every one of them is...

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