Illustration of a downtown skyline and river valley on a clear late-fall day.

Daniel De Sousa 2 Nov

Bank of Canada Raises Its Rate to 2.5%: What It Means for Your Alberta Mortgage

The Bank of Canada raised its policy rate from 2.25% to 2.50% on October 28, 2026, its first increase since July 2023 (Bank of Canada). The big banks moved their prime rates up the next day. Two...

Daniel De Sousa 13 Aug

Alberta Mortgage Rates August 2026: The Bank Is Still on Hold, but Fixed Rates Are Climbing

The Bank of Canada’s policy rate has not moved since October 30, 2025. Six consecutive decisions, most recently on July 15, have all been holds (Bank of Canada, 2026). At this point the policy...

Daniel De Sousa 12 Aug

July 2026 Alberta Mortgage Rate Update: The Bank Holds, But Fixed Rates Climb

The Bank of Canada held its policy rate at 2.25% on July 15, 2026, the sixth consecutive decision with no change (Bank of Canada, 2026). If you only read that headline, you would assume mortgage...

Daniel De Sousa 27 Jun

Summer 2026 Edmonton Housing Market Outlook: What Buyers and Sellers Need to Know

Edmonton’s housing market is giving buyers more room this year. Inventory in March was up 31.6% year-over-year, detached homes averaged $590,162 (REALTORS Association of Edmonton, 2026), and...

Daniel De Sousa 11 Jun

Alberta Mortgage Rates June 2026: The Bank Held Again, but Bond Yields Just Moved in Your Favour

On June 10, 2026, the Bank of Canada maintained its policy rate at 2.25% (Bank of Canada, 2026). That is the fifth consecutive decision without a move, and by now the headline is not the story. The...

Daniel De Sousa 8 May

Alberta Mortgage Rates May 2026: The Bank of Canada Is Holding, So Plan Around a Flat Rate

If you have been waiting for the Bank of Canada to cut before you buy, this is the update that should change your plan. On April 29, 2026, the Bank maintained its policy rate at 2.25% (Bank of...

Blog