Blog
Daniel De Sousa
15 May 2026
Here’s the thing nobody mentions at the open house: in the Greater Edmonton Area, the average sale price was $454,801 in February 2026, climbed to a May peak of $491,794, then eased to $483,600...
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Daniel De Sousa
8 May 2026
If you have been waiting for the Bank of Canada to cut before you buy, this is the update that should change your plan. On April 29, 2026, the Bank maintained its policy rate at 2.25% (Bank of...
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Daniel De Sousa
27 Apr 2026
Canada’s mortgage stress test requires banks to qualify you at the higher of your contract rate + 2% or a 5.25% floor, and that is the case for insured and uninsured mortgages (Financial...
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Daniel De Sousa
24 Apr 2026
Edmonton’s average home sold for $470,819 in March 2026 (REALTORS Association of Edmonton, 2026). With 5% down, a buyer would borrow about $465,000 once CMHC’s 4.00% insurance premium is...
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Daniel De Sousa
17 Apr 2026
Metro has closed 500+ first-time buyer files since 2010. These are five mistakes worth knowing about before you start. If you recognize yourself in any of these, the good news is every one of them is...
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Daniel De Sousa
9 Mar 2026
Table of Contents
Key Takeaway: Broker vs. Bank Highlights
Navigating Alberta’s Mortgage Market in 2026
About Our Mortgage Experts
Transparency and Data Sourcing
Alberta Mortgage Rate Forecast...
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Daniel De Sousa
30 Dec 2025
Before buying a home in Edmonton, getting pre-approved for a mortgage is a crucial step that sets you up for success. With a clear understanding of your budget, the confidence to make strong offers,...
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